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Smart or stupid?

Alex Ferguson writes:

Such is the nature of our industry that if a reinsurance underwriter is seen to be writing half the coast of Florida, he's seen as being "stupid". But if if a hurriance doesn't hit, then he's made everyone a lot of money, helped to keep the combined ratio down, and looks absolutely wonderful.

However, Reinsurance Towers was sent the definitive test of being smart and stupid. Can we encourage you to test your intelligence?

Our score was 17 out of a possible 23. That's apparently nearly 30% ahead of the rest of the people tested. Needless to say, we're off to crack open the champagne and talk about why Einstein's Theory of Relativity was wrong - but our one's much, much closer to the bone...or not.

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